GIRSAL is a Non-Bank Financial Institution registered in 2019 as a limited liability company owned by Government of Ghana (through Ministry of Finance) with seed funding from the Bank of Ghana and GoG. GIRSAL has three mandates 

1. De-Risk Agricultural Financing 
2. Stimulate Increased Lending to the Agricultural Sector 
3. Improve Conditions Around Agric Lending 

GIRSAL provides partial credit risk guarantees to PFIs for agribusiness loans covering up to 70% of the default risk of agribusiness loan principal. Apart from credit risk guarantees, GIRSAL provides Technical & Advisory Services including trainings, loan application assessment, loan structuring, monitoring, Information through the GIRSAL Knowledge portal as well as the policy & advocacy initiatives.